Budgeting For Extra Charitable Donations

Here is a¬†cool idea: consider adding a new category to your monthly budget for ‘special giving.’ While doing some budget planning with the program we use–YNAB, or You Need a Budget–I noticed that for some months throughout the year we gave to various causes. This was in addition to our regular giving.

This got me thinking. Wouldn’t it be really good if for every month we made a special donation to groups or people that we saw in need. Doing our regular 10% tithe each week, month and year sometimes seems mundane, from the standpoint that it is just a regular habit. Don’t get me wrong, I actually get excited to do it, because I feel it is an honor and privilege to be able to give, and I know it will go towards the kingdom and bless many people. But on the other hand, I don’t always get to see who it blesses, or to have a more direct effect on a single person or a special cause I like.

I asked my wife if she wanted to carve out an extra amount each month for special giving, either to organizations, or people that we want to help. She said yes–she was all for it. We are starting out with a pretty small amount that we can afford. We have only been doing this for a couple of months. It has helped with my electronic budgeting too, because now we have a place already in our program to track it. I’m kind of a nerd, and I like the numbers to match up. This helped us give to a group feeding the poor last month, and to make a special offering to help families that can’t afford Christmas for their children this month.

The YNAB software program is really easy-to-use, and I can add extra categories, or subcategories to accommodate this change to our budget. YNAB can be used on PC, Apple, iPhone or Android devices.

I’m not mentioning this to bring attention to myself, because I think that is a really bad thing to do, but to give you an idea to try. Giving this way is fun and freeing. It frees me from some money worries–strange how generosity does that. Givers usually are blessed more in return in the long run than they ever give, but that shouldn’t be the motivation; it is a cool thing that seems to happen.

Do you think this is a good idea? Also, if you already do something like this, or if you try it, let me know how it goes.

2 thoughts on “Budgeting For Extra Charitable Donations

  1. Leslie Smith

    Question, I can’t believe this article because I was just thinking about starting to give to the “poor box” every pay check. The question I have though when you give to the “poor box” in the back of the Vineyard sanctuary, should I put the donation in an envelope with my name and address like I do my tithe for tax purposes? Of course, this is not the initial reason I give but it does help on your taxes as well. So there is a spiritual and natural benefit to giving. I meditate on II Corin 9:7,8 alot.

    Please advise.



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